Wayne Gaddy's Blog Posts

Do I Qualify for a Loan? Here is the Simple Math!

Income Requirements for Conventional Mortgage Explained A conventional mortgage is a mortgage that's not backed by a government secured entity. Lenders for conventional loans are banks or

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Golfcart at the Beach, what are the rules?

Not just for golf anymore! So you have noticed many golf carts around town and down close to the beach. They are very popular for our coastal shoreline residents who use them for a trip down to the

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Allegiant Airlines adds new flights to MYRTLE BEACH

New LOW COST flights are being added by Allegiant Airlines said the lowcost airline today. It's added new Wednesday and Saturday service from these 3 locations to Myrtle Beach (MYR) Providence,

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Buying a home anywhere in Horry County: WORRIED ABOUT FLOODING?

When buying a home in #conway or #myrtlebeach or any coastal area, educate yourself about flooding and how they may impact different areas or homes you may be considering. Always ask your REALTOR;

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Red Velvet Cake for Christmas

Red velvet cake with cream cheese frostingby Belinda Smith-Sullivan December 1, 2019ExpandThis classic Southern dessert never goes out of style and it never fails to please.Photo by Iuliia

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2019 ANNUAL COMMUNITY CHRISTMAS GATHERING

It's that time of year again so if you can please help us collect these needed items!                            Thank you and

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Advantages of selling your home in the winter!

Most folks think that's a slow part of the year for real estate. But winter can actually be a great time to sell your home for two reasons.Reason No. 1 is that there is less competition. 

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Are you selling your home in 2020?

Are you are considering a move in 2020? Want to Upgrade, downgrade or change locations? Looks like now is the best time. Inventory is low and Buyers are plentiful. Want an agent who shows you how to

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HOME FOR SALE...Is This Home In A Flood Zone

Dated: 09/26/2017 - Wayne GaddyGreat resourece to check the flood risk any particular property has on this website http://www.floodtools.com/Map.aspx Another great resource to understand

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Renovation Loans 101aka FHA 203

Dated: 09/15/2017 - Wayne GaddyIf you want to purchase a house that needs repairs before it can be occupied, an FHA 203(K) loan can be used to complete the transaction including

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Buyer Concerns!

Dated: 08/22/2017 - Wayne GaddyPart of our job as Realtors is to relieve any anxieties you might have about the process of buying a home. A common element buyers are concerned with is the condition

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Cheesy Baked Chicken Recipe

Dated: 03/24/2018Cheesy Baked Chicken Serves: 4 servingsTired of serving chicken breasts the same ol' way every time? If so, then you'll love this recipe for Cheesy Baked Chicken. These chicken

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Happiness 10 Ways To BE MORE HAPPY!

Dated: 05/03/2018 - Wayne Gaddy10 Ways to Cultivate More HappinessWhat types of experiences pay the biggest happiness dividends?I recently attended a conference in New Orleans and the keynote

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Growing An Avocado Tree SO EASY!

Published 8/18/2017 - Wayne

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Home Updates That Pay Off In The Long Term.

Dated: 03/18/2019Views: 126Homeowners want to increase the value of their property as much as possible so that they can get impressive returns on investment if and when they decide to sell their

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Is Mortgage Preapproval Important?

Dated: 03/01/2019 - Wayne GaddyViews: 607Shopping for a home before getting pre-approved for a mortgage is the equivalent of walking into a grocery store without a wallet. Yet, the vast majority of

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Jumbo Loans Are Back!

Dated: 03/09/2018 - Wayne GaddyUp until recently, home buyers looking to buy a home in more expensive areas were left in limbo. Here’s why: Lenders had tightened the requirements on jumbo loan

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Home Buyers: Mortgage Questions & Answers YOU NEED TO KNOW

Dated: 05/18/2019 - Wayne GaddyViews: 522Frequently Asked Mortgage QuestionsDoes the term "amortization" leave you perplexed? Are you unsure how pre-approval differs from prequalification? If,

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August 2019 Myrtle Beach MARKET UPDATE

Dated: 08/27/2019 - Wayne GaddyViews: 77August Myrtle Beach Market UpdateI have some great news for home sellers as we move through August into September. According to the latest numbers, now&rsquo

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AVOID These Top Deal Killers!

Dated: 10/18/2019 - Wayne GaddyViews: 710  Falling in love is exhilarating. It can also be a bit scary, especially when a home has captured your heart. What if something goes wrong and you

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Are You Killing Your Curb Appeal?

Dated: 08/15/2019 - Wayne GaddyViews: 991. Overgrown LawnGoing ‘au naturel’ may be in vogue this season when it comes to grooming your brows, but not when it comes to your lawn

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Your Best Negotiating Position

Dated: 09/13/2017 - Wayne GaddyThanks again for using our website www.homesofflorence.com !  Here is a suggestion that could make a big difference in negotiating a successful offer

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2019 Spring Real Estate Market UPDATE

Dated: 01/18/2019 - Wayne GaddyViews: 119First lets look at the recent activity numbers...The numbers from December 2018 were almost shocking when compared to December 2017. Overall, the market

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TEN Easy Steps To Home Ownership

Dated: 09/24/2019 - Wayne GaddyViews: 163310 Steps to Buying a HomeUnderstanding how to find and finance the perfect home for you.Buying a house requires a lot of time and effort, but these 10 steps

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